Auto accidents are a common occurrence all over the world, including Mississippi. Unfortunately, many people hold false beliefs and misconceptions about traffic accidents that can lead to serious consequences for themselves and others on the road. In the following, we will debunk some of the most common myths and misconceptions surrounding auto accidents in Mississippi.
“It’s Not My Fault, So I Don’t Need to Worry”
One of the biggest misconceptions about auto accidents is that you have nothing to worry about if you are not at fault. However, this is far from true. In Mississippi, it is a “fault” or “tort” state when it comes to car accidents. This means that the person who caused the accident is responsible for covering all damages and injuries. However, if the at-fault driver lacks insurance, you may have to pay out of pocket for your damages and injuries. This is why it is always important to have adequate insurance coverage and seek legal advice after a traffic accident.
“You Don’t Need a Lawyer for Minor Accidents”
Another common misconception is that you only need a lawyer if the accident is severe or results in major injuries. However, even minor car accidents can affect your physical and emotional well-being. Additionally, insurance companies may try to downplay the severity of an accident and offer settlements that do not fully cover your damages. Having a knowledgeable and experienced lawyer on your side can ensure that you receive the compensation you deserve.
“I Can’t File a Lawsuit if I Didn’t Get Injured”
Many people believe that only those who were injured in auto accidents have the right to file a lawsuit. However, this is not true. If the accident was caused by someone else’s negligence and resulted in property damage or financial loss, you may have grounds for a legal claim. It is always best to consult a lawyer to determine your options after an accident.
“I Don’t Need to Seek Medical Treatment if I Feel Fine”
Another dangerous misconception is that if you feel unharmed following an accident, you do not need to seek medical treatment. In reality, some injuries do not manifest symptoms until days or even weeks after the accident, including post-traumatic stress disorder. Additionally, seeking medical treatment can provide documentation of any injuries sustained in the accident, which can be crucial for insurance claims and legal proceedings.
“I Can Handle My Insurance Claim on My Own”
While you are not required to have a lawyer handle your insurance claim, it is highly recommended. Insurance companies are companies, and they focus onminimizing payouts to make more profits. They may use tactics such as offering low settlements or delaying the claims process in hopes that you will accept a lower amount. A lawyer can negotiate on your behalf and fight for fair compensation.
The Diaz Law Firm: Common Myths and Misconceptions
At the Diaz Law Firm, we can help you seek compensation for your injuries. Medical bills and lost wages are not the only expenses associated with an accident. Get a free consultation by calling us at (601) 607-3456 or by phoning (800) 459-2222. You can also get in touch with us online.