Settling Insurance Claims After a Personal Injury

Personal Injury Insurance Claims

About 95 percent of all injury accident cases are settled through insurance claims, including in Mississippi. This is because cases that go to trial most often are settled in the injured person’s favor, so it’s to the insurance company’s advantage to reach a settlement. However, trying to handle your case on your own can end up with you receiving much less than you should. Whether you suffered injuries in a car accident, because of premises liability in a slip and fall or other type of negligence, an injury lawyer can help you obtain the compensation you deserve.

Staying Within the Statute of Limitations

When you’ve been injured in an accident, the last thing you want to think about is potential problems settling your claim. After all, in Mississippi, the statute of limitations to file a claim is three years. Although that sounds like a lot of time, it’s also enough for the evidence to support your claim to disappear or become covered over. In some cases such as those involving medical malpractice, you only have two years to file insurance claims. By obtaining help from an injury lawyer, you can concentrate on healing, while the attorney handles all the rest, including the negotiations with the insurance company.

Options for Recovering Damages After an Accident Injury

Because Mississippi is a comparative negligence state, there are a number of ways in which you can recover damages, including in insurance claims. You can:

  • Handle insurance claims with your own coverage
  • File insurance claims against the negligent party’s carrier
  • Take the negligent person or entity to civil claims court to recover compensation

However, comparative negligence means that if you are partially responsible for your accident injuries, a percentage will be assigned to you and will be deducted from your compensation. For example, if you are found to be 30 percent at fault for your accident injury, you will still be able to receive 70 percent of the compensation.

How an Injury Lawyer Can Help With Personal Injury Insurance Claims

An injury lawyer can help individuals who have suffered a personal injury due to the negligence or recklessness of another party. Personal injury attorneys are experienced in dealing with these claims and can help victims negotiate an appropriate settlement amount. A lawyer will be familiar with insurance policies, laws, regulations and other details related to personal injury cases.

The lawyer will review the details of your case and advise you on options for making a claim. They can also gather evidence such as photographs or witness statements, which can be used to support your case. An injury lawyer can represent you in court if necessary and negotiate with the insurance company in order to reach an acceptable settlement.

Having an experienced personal injury lawyer on your side can make the claims process easier and more efficient. It is important to find a lawyer who is experienced and knowledgeable about personal injury laws, so you can be sure of receiving the best possible outcome for your case.

Diaz Law Firm: Here to Help You

We offer a free case review at Diaz Law Firm so that we can discuss your options moving forward. Get a free consultation about your accident injury, or discover how we can help you by scheduling a consultation right away. You are welcome to contact us at (601) 607-3456 or (800) 459-2222. If it’s easier for you, reach us online.