How to Handle Car Accidents Involving Commercial Vehicles

Why Accidents Caused by Drivers of Commercial Vehicles Are Different

If you’ve been injured in an auto accident with a commercial vehicle in Mississippi, it can be overwhelming and stressful. Dealing with insurance companies, understanding the complexities of state laws, and ensuring fair compensation requires the expertise of a professional. As experienced Mississippi car accident lawyers, we are here to guide you through every step, offering personalized legal support and dedicated advocacy to help you secure the justice and compensation you deserve.

Why Accidents Caused by Drivers of Commercial Vehicles Are Different

Accidents involving commercial vehicles differ significantly from typical car accidents for various reasons. Vehicles such as trucks and buses are often much larger and heavier, resulting in more severe damage and injuries. These vehicles are usually operated by drivers who are on the job, adding a layer of employer liability to the equation. 

Employers might be held responsible for the actions of their drivers, especially if negligence, such as improper training or unrealistic delivery schedules, contributed to the accident. In addition, commercial vehicles are subject to stringent state and federal regulations, which can complicate the legal landscape. Navigating through this intricate web of laws and responsibilities requires specialized knowledge and expertise, making the assistance of a skilled attorney indispensable for victims seeking justice and fair compensation.

Common Types of Commercial Vehicles

Vehicles used commercially come in various shapes and sizes, each designed to serve specific purposes and industries. Here are some of the most common types:

  • Semi-trucks and tractor-trailers
  • Delivery vans and trucks
  • Buses
  • Construction vehicles
  • Utility vehicles

Legal Options for Victims

If you are a victim of a car accident involving a commercial vehicle, understanding your legal options is essential for seeking compensation and justice. Here are the primary legal avenues available:

  • Filing an insurance claim: Victims can start by filing a claim with the commercial vehicle’s insurance company. However, commercial vehicles typically hold large insurance policies due to the greater risk they pose and maintain their own attorneys to combat claims. 
  • Personal injury lawsuits: Victims may file a personal injury lawsuit against the at-fault driver and, potentially, their employer. This legal action can cover damages, including medical expenses, loss of income, pain and suffering, and property damage.
  • Employer liability: In many cases, the employer of the commercial vehicle driver can be held liable. This is because the employer is responsible for its employees’ actions while performing job-related duties. Factors such as improper training, negligent hiring practices, or failure to maintain the vehicle can all contribute to employer liability.
  • Product liability claims: If the accident was caused by a defect in the commercial vehicle, victims might have grounds to file a product liability claim against the manufacturer. Defective brakes, tires, or other mechanical failures can lead to severe accidents, and holding the manufacturer accountable can be a viable legal strategy.
  • Third-party claims: Victims may also be able to file claims against third parties who contributed to the accident. For example, if a maintenance company fails to service the vehicle properly, they might share liability for the accident.
  • Settlement negotiations: Many cases are resolved through settlements, where the parties agree to a compensation amount without going to trial. Skilled attorneys can negotiate to secure a fair settlement covering all your damages and losses.

Navigating these legal options can be complex and challenging, underscoring the importance of consulting with an experienced attorney who specializes in commercial vehicle accidents. Professional legal guidance can make the difference between a protracted struggle and a swift, fair resolution of your case.

The Diaz Law Firm

The Diaz Law Firm provides experienced legal guidance for individuals affected by car accidents involving commercial vehicles. We offer a complimentary case evaluation to help you understand your options and potential for compensation. Reach out to our experienced legal team via our website or call (601) 607-3456 or (800) 459-2222 to schedule a free consultation.